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Free calculators for loans, tax and savings, built for Indian rules. No sign-up, and your numbers never leave your device.
Most popular
The questions most people ask before a loan, a salary hike or a new investment.
EMI Calculator: monthly EMI, interest and repayment schedule
₹26,035 / monthOpen →
Income Tax: old vs new regime, side by side
₹97,500 taxOpen →
SIP Calculator: watch a monthly investment grow
₹23,23,391Open →
GST Calculator: add or remove GST in one tap
₹11,800Open →
All calculators
EMI Calculator
Home, car and personal loans₹30 L · 8.5% · 20 yrs₹26,035/mo %Income Tax
Old vs new regime, FY 2026-27₹15 L, new regime₹97,500 ⌂HRA Exemption
Tax-free rent allowance, 8-city metro rule₹50K basic · ₹25K rent₹2,40,000 GGST Calculator
Add or remove GST, CGST/SGST/IGST split₹10,000 + 18%₹11,800 ★Gratuity
Tax-free limit and new Labour Code rules₹60K · 11 yrs₹3,80,769 ↗SIP Calculator
SIP or lumpsum, step-up, inflation-adjusted₹10K/mo · 12% · 10 yrs₹23.2 L 🏦FD Calculator
Bank or post office fixed deposit, TDS check₹5 L · 7% · 5 yrs₹7,07,389 ↻RD Calculator
Monthly recurring deposit maturity₹5,000/mo · 6.7% · 5 yrs₹3,56,829 PPPF Calculator
Maturity at 7.1%, with extensions₹1.5 L/yr · 15 yrs₹40,68,209 SSukanya Samriddhi
SSY maturity at the current 8.2% rate₹1.5 L/yr · 8.2%₹71,82,119 NNPS Calculator
Corpus, lump sum and monthly pension₹5,000/mo · age 30-60₹1.14 Cr 🏠Home Loan Eligibility
How big a loan your income supports₹1 L income · 8.5% · 20 yrs₹46.1 L 💼Salary In-Hand
CTC to monthly take-home after PF and tax₹20 L CTC, new regime₹1.36 L/mo ∑Simple and Compound Interest
Compare both, with any compounding₹1 L · 8% · 10 yrs₹2,15,892 🌅Retirement Planner
Corpus needed and the SIP to reach itAge 30 to 60 · ₹50K/mo₹22,762/mo 📈CAGR Calculator
Yearly growth rate of any investment₹1 L to ₹2.5 L · 5 yrs20.11% 🚗Car Loan EMI
EMI, down payment and total cost of a car₹10 L · 20% down · 9.5%₹16,801/mo ⏩Loan Prepayment
Interest and time saved by part-paying₹25 L · ₹2 L prepaid₹6.06 L saved ⚖Compare Two Loans
Two offers side by side, fees included₹30 L · 8.5% vs 8.75%₹99K cheaper 🧓Senior Citizen Tax
Old vs new regime for 60+ and 80+₹6 L pension + ₹1.5 L FDCompare 📶Step-up SIP
SIP that grows with your salary₹10K/mo · +10%/yr · 10 yrs₹33.7 L 💰Lumpsum Calculator
One-time investment, inflation adjusted₹5 L · 12% · 10 yrs₹15.5 L 🏢EPF Calculator
Provident fund corpus at retirement₹50K basic · age 30-58₹2.56 Cr 📊Mutual Fund Returns
SIP or lumpsum after expenses and tax₹10K/mo · 12% · 10 yrs₹20.8 LNo calculator matches that. Try “loan”, “tax” or “deposit”.
Money guides
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Why use PaisaTools
Your numbers stay with you
All calculations happen on your own device. We never see or store the amounts you enter.
Built for Indian rules
Amounts in lakh and crore, current tax slabs, and the way Indian banks and mutual funds actually calculate.
Explained in plain words
Each calculator shows the formula, a worked example and answers to common questions.
Frequently asked questions
Are PaisaTools calculators free to use?
Yes. Every calculator is free, needs no sign-up and has no usage limit.
Is my financial data stored or shared?
No. All calculations run in your browser on your own device. The amounts you enter are never sent to or stored on our servers.
Are the results accurate?
The calculators use standard formulas for EMI, SIP, FD, PPF, tax and similar products, so results are close to what banks and fund houses show. Actual figures can differ slightly because of rounding, fees, compounding dates and rule changes.
Do the tax calculators use the latest rules for India?
They are built around the current slabs, deductions and limits for FY 2026-27, including both the old and new tax regimes. Tax rules change often, so confirm with the Income Tax Department or a qualified professional before filing.
Can I use PaisaTools on my phone or offline?
Yes. The site works on phones, tablets and desktops, and pages you have already visited can open without an internet connection.
Is this financial advice?
No. The results are estimates for information and education only. Please read the disclaimer and consult a registered adviser before making financial decisions.
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